Take the first step to becoming debt-free with us. Let one of our professionals contact you.

In 3 easy steps, join over 100 000 people helped by South Africa’s #1 debt counselling company.

The benefits of Debt Review

Become debt-free with a single affordable monthly payment

– We protect you from legal action
– We provide immediate debt-relief
– We will reduce your monthly debt repayment
– We will save you money on interest and fees

About Us

JCH Debt Solutions is a professional debt management company, assisting indebted South Africans to reach their goal of financial freedom and independence, through education, guidance, and counseling.

We offer a renewed approach to managing debt-related matters and to date, maintain a highly satisfied client base in South Africa. JCH Debt Solutions has established strong relationships with viable and trustworthy credit providers across the country and aims to offer the best debt services and solutions to any client throughout South Africa.

Let us help you

– We specialise in all debt-related matters
– Your application is treated with the utmost confidentiality
– We offer the highest level of professional services in South Africa
– Our team consists of councilors and professionals with a legal background
– We hold great relationships with Credit Providers
– Our services are exceptionally easy, affordable, and efficient
– We pride ourselves on a remarkable success rate

Services

At JCH Debt Solutions we pride ourselves on providing a wide range of debt-related services, which include:

– Sequestration & voluntary surrender applications
– Debt rehabilitation applications
– Liquidation of close corporations & companies
– Financial debt rehabilitation for individuals
– Debt administration
– Debt review applications
– ITC clearance
– Removal of judgements, defaults, administrations & debt review

The Debt Review process in a nutshell

In terms of the National Credit Act, you may formally apply for debt relief, if you are unable to meet your financial commitments and credit agreements on a monthly basis. To enable the debt counsellor to assess your financial profile, it is important to share all your financial commitments, your total income as well as any factors that might influence your financial position.

1. Apply for Debt Review

Complete a Form 16 as prescribed by the National Credit Regulator, to begin the process.

2. National Credit Regulator’s Debt Help System Registration

One of our professional debt counsellors will formally register you on the system.

3. Certificates of Balance from creditors

Once registered, we will request certificates of balance from your creditors and inform them of your application.

4. Assessment of financial position

Our debt counsellors will formally assess your financial position and draft a debt restructuring plan – suitable for your position.

5. Restructuring plan acceptance

Once the restructuring plan has been drafted, it will then be prepared for the Magistrate’s Court, where the agreement will then be binding.

Contact Us

Take control of your finances today

Contact our experts now:

021 974 6182

jacques@jchdebtsolutions.co.za

christa@jchdebtsolutions.co.za